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I would put the money in our money market account to replace what we just withdrew to pay our property taxes. In Mexico the mortgage rates are significantly higher than in the US. Mine is All extra money is going into a house fund — saving to buy our first house and also to have a 6 month emergency account. We are getting so close! The rest to save for a replacement car, since ours will break eventually. Homeowners insurance yes, I own my home — I got tired of landlords selling out from under me and forcing me to move! In all honesty, I would give it to my lawyer to continue my divorce. I have enough money for one more trial child custody, this wednesday , and after that, I might have to do the assets by myself.

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In the long term, I hope to someday open my own financial planning firm. I would throw an epic party with a band, fireworks, champagne and fantastic cocktails. The guest list would include my friends from the local start-up, tech, VC and media community. Anything left over will go towards paying for a booth at a small business conference in NYC in May.

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  8. Ramit, are there no rules to this contest? Seems very shady.

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    Jokes aside, I would just deposit the money into my online checking account. Mwa ha ha ha ha! Also, I might get a couple of windows refinished a month or two earlier than I had planned. Oh, and I would send Ramit a nice thank you note. Not an e-mail, an actual physical piece of paper using the Pony Express or whatever people are using these days to convey letters.

    Thanks and good luck to all!! Can be used if I crash a car or brake my leg or something incredibly substsantial like that, but otherwise tucked away and forgotten for a while is the best policy, long term strategy that I use, anyway. I signed up, but where do I fill in my response??

    Truth About Taxes and Your Home, The | InformIT

    Interesting way to get valid email addresses of the target audience. If people sign up, that is 1 cent per email address. Plus you know they are a targeted demographic interested in financial matters. Nice job. I do have both of your courses. I have found my first profitable idea and have been working on it since and totally love it. I even started to hire people to help with certain tasks. So it definitely works for everyone that puts the effort in! Thanks Ramit. My wife and I are in the process of purchasing a brick and mortar business from a gentleman who is retiring.

    Great promo idea — good luck to your winner! I would probably use the money to get IT certification and gets some books on programming if i feel up for the task. Ramit, Every time I read your blog I expect to see extraordinary material. This is the first post to disappoint me. But the contest seems to be based solely on referrals. This goes against your message of attracting people by providing lasting value. Have fun with the experiment. Good luck to everyone!

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    Either- 1. I would invest half of it in low risk mutual funds and then take the other half over to my friend Asadulah who works in securities… or 2. Damn straight. I always wanted to do that, man. Why would anyone would pay me a 1K for free? All the posts just refer to what they have wanted to do even before the 1K.

    I would use the money to pay for that repair so that I can stay on track with my debt reduction goal. Whatever is leftover goes to a nice dinner with my wife.

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    5. I would open an investment account to mirror what my IRA is. Low broker fees! First, I will set up a website and pay hosting for the year. Next, I will buy books that teach how to format and market eBooks so I can keep making extra money. Finally, with that extra dollar I will buy a coffee for my smart friend so she can tell me how she got her two-book-deal. Thanks for the opportunity! Leaving me dollars. I have two CCs I pay off each month, so forget that. I got married in August.

      My husband and I are both graduate students, so the wedding was a simple, DIY-filled affair on a small budget. Because of our financial constraints for the wedding itself, we were unable to afford a honeymoon after the wedding.

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      I would use the money to cover closing costs to re-finance my mortgage. I would use it to first help a friend dealing with cancer and being out of work in paying for his monthly drugs, and part of it I would use to pay for my gym expenses in hiring a trainer to help me get my life and my body back on track.

      To help me lose my over lbs, and have a new life! This would be a valuable skill to make me stand out in my field. Slowly plugging at this debt so I can get out of it. I would invest it in my photography business that I set up last year, with most if not all going into marketing. Spiritually, I would find something relaxing to do. I would put it toward my savings account for a diamond engagement ring for my awesome girlfriend! Honestly, I find that the cracks at people not hitting the gym really get to me.

      How about that? I really joining the gym was a good idea — but the intent is not to go there forever and shell out an extra chunk of my paycheck each month.

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      I would definitely pay off some debt, maybe go ahead and pay off my car that will be done being financed this year. I would put it into my plan. In the last 6 months I paid off all credit cards 12, fully funded my Roth IRA, emergency fund, maxed my k , secured a huge raise, and have averaged dollars of income on the side.

      I would buy into a nice expensive camera for taking pictures to sell, and if enough money is left over I would buy a laptop. I would use the money to enhance the web presence site, SEO, social networking of my bbq sauce line. Producing it is no problem, getting access to new customers via the web is my stumbling block. I would let it sit in my savings account until I reach my savings goal, at which point I would use that money to pay off the entirety of my student loans. How about your northern readers Canadians—re: contest rules? Hi Ramit..

      I would invest that in my business to make more money, probably a nail course and product, although there are a couple different things I could choose to invest it in to make more money with it. Put the rest toward debt. I would use this money to fund a business idea I have and attempt to create an ROI on this money. That profit would then be split between reinvestment in the business and paying down my student loans. When I graduate college in the spring of I will embark on a round the world trip and this will help in a massive way. If it came from a family member, I would put it toward finishing my basement currently about halfway through doing most of the work myself. Half goes to my savings, and the other half goes to items im saving up for.

      Currently im saving up for an engagement ring and a vacation. Just paid off all our credit card debt so I think my husband and I deserve it! After setting aside the amount for taxes. I would go to the local turtle races, have each turtle represent a different outcome for the money.

      Turtle 1- take classes on how to set up a website that can sell products, and buy jewelry making supplies to start a jewelry business. Turtle 2- buy a cc scooter from a friend of mine. Turtle 3- take a trip to Hawaii to visit a friend of mine and sit in at a couple gigs.